{"id":50,"date":"2022-07-04T23:57:27","date_gmt":"2022-07-04T23:57:27","guid":{"rendered":"https:\/\/pmioveni.ro\/?p=50"},"modified":"2022-07-04T23:57:27","modified_gmt":"2022-07-04T23:57:27","slug":"diminuarea-deconturilor-de-rata-pentru-creditul-ipotecar-imobiliar-al-politistilor-de-penitenciare","status":"publish","type":"post","link":"https:\/\/pmioveni.ro\/index.php\/2022\/07\/04\/diminuarea-deconturilor-de-rata-pentru-creditul-ipotecar-imobiliar-al-politistilor-de-penitenciare\/","title":{"rendered":"Diminuarea deconturilor de rat\u0103 pentru creditul ipotecar\/imobiliar al poli\u021bi\u0219tilor de penitenciare"},"content":{"rendered":"\n

S\u0103 nu ne pierdem \u00een legisla\u021bie, pe scurt, Legea nr. 145\/2019 a introdus o variant\u0103 alternativ\u0103 a dreptului la compensarea chiriei<\/em>, respectiv decontarea ratei aferent\u0103 unui credit ipotecar\/imobiliar.<\/p>\n\n\n\n

Cu ocazia public\u0103rii OMJ 482\/c\/2020, s-a dat verde la achizi<\/em>\u021b<\/em>ii<\/em>, fapt ce a condus la diferite situa\u021bii ce au fost necesare a fi interpretate de juri\u0219tii unit\u0103\u021bilor penitenciare.<\/p>\n\n\n\n

Cea mai contestat\u0103 situa\u021bie \u0219i judecat\u0103, dup\u0103 \u00eens\u0103\u0219i achizi\u021bia \u00een sine, a fost interpretarea termenului locuin<\/em><\/strong>\u021b\u0103<\/em><\/strong>, f<\/em><\/strong>\u0103<\/em><\/strong>r<\/em><\/strong>\u0103<\/em><\/strong>p<\/em><\/strong>\u0103<\/em><\/strong>m<\/em><\/strong>\u00e2<\/em><\/strong>ntul din curte <\/em><\/strong>\u0219i f\u0103r\u0103 anexe, dependin\u021be sau facilit\u0103\u021bi<\/em><\/strong>.<\/em><\/strong><\/p>\n\n\n\n

Pentru a \u00een\u021belege exact logica, consider c\u0103 e nevoie s\u0103 facem un <\/em><\/strong>mic exe<\/em><\/strong>rci\u021biu <\/em><\/strong>de imagina<\/em><\/strong>\u021b<\/em><\/strong>ie.<\/em><\/strong><\/p>\n\n\n\n

Telecomunica<\/em>\u021b<\/em>iile prin care se realizeaz<\/em>\u0103<\/em> convorbiri telefonice la distan<\/em>\u021b\u0103<\/em> prin mijlocirea undelor electromagnetice programate reprezint<\/em>\u0103<\/em> telefonul mobil. Doar c<\/em>\u0103<\/em>, telefonul mobil face mai multe lucruri interesante. De exemplu, prin intermediul c<\/em>\u0103\u0219<\/em>tilor po<\/em>\u021b<\/em>i asculta muzic<\/em>\u0103<\/em>, ceea ce <\/em>\u00ee<\/em>l transform<\/em>\u0103<\/em> <\/em>\u00ee<\/em>ntr-un aparat de reproducere <\/em>\u0219<\/em>i <\/em>\u00ee<\/em>nregistrare a sunetelor. Prin urmare, <\/em>\u00ee<\/em>n eventualitatea decont<\/em>\u0103<\/em>rii unui telefon, e necesar<\/em>\u0103<\/em> detalierea, cu ajutorul unui evaluator specializat, a sumei ce se cuvine din valoarea total<\/em>\u0103<\/em> a bunului mobil pentru func<\/em>\u021b<\/em>ia de ini<\/em>\u021b<\/em>iere <\/em>\u0219<\/em>i recep<\/em>\u021b<\/em>ionare a apelurilor telefonice.<\/em><\/p>\n\n\n\n

A\u0219 merge cu discu\u021bia \u0219i spre zona drepturilor reale imobiliare \u0219i regulile de \u00eenscriere \u00een cartea funciar\u0103 a drepturilor tabulare, dar v\u0103 propun s\u0103 analiz\u0103m la nivelul ra\u021biunii legii penitenciariste ce, evident, poate concura la Premiul Nobel.<\/p>\n\n\n\n

\u00ce<\/em><\/strong>n baza OMJ 476\/c\/2021<\/em><\/strong>, pentru personalul deja beneficiar al ratei lunare, unit\u0103\u021bile angajatoare erau obligate s<\/em><\/strong>\u0103<\/em><\/strong>reanalizeze situa<\/em><\/strong>\u021b<\/em><\/strong>ia acestora<\/em><\/strong>, \u00een raport cu noile documente, \u00eentr-un termen de 30 de zile calendaristice.<\/p>\n\n\n\n

\u00cen ideea de baz\u0103, sistemul penitenciar s-a raportat \u00een analiz\u0103 la o interpretare<\/em><\/strong> a termenului locuin\u021b\u0103, a<\/em><\/strong>\u0219<\/em><\/strong>a cum a crezut ea c<\/em><\/strong>\u0103<\/em><\/strong> <\/em><\/strong>\u00ee<\/em><\/strong>i este favorabil.<\/em><\/strong><\/p>\n\n\n\n

Doar c\u0103, vede\u021bi dumneavoastr\u0103, sistemul a devenit at\u00e2t de expert la aranjarea cuvintelor \u00een pagin\u0103 \u0219i bulversarea total<\/em>\u0103<\/em> a celui ce cite<\/em>\u0219<\/em>te de, uneori, nu <\/em>\u0219<\/em>tii de unde s<\/em>\u0103<\/em> apuci problema elementar<\/em>\u0103<\/em> <\/em>pentru a o explica.<\/em><\/p>\n\n\n\n

Sistemul penitenciar, sim\u021bind nevoia inova\u021biei, analogiei \u0219i deduc\u021biei juridice, a atribuit termenului de locuin<\/u><\/em><\/strong>\u021b\u0103<\/u><\/em><\/strong> <\/u><\/em><\/strong>\u00ee<\/u><\/em><\/strong>n<\/u><\/em><\/strong>\u021b<\/u><\/em><\/strong>elesul restr<\/u><\/em><\/strong>\u00e2<\/u><\/em><\/strong>ns, respectiv casa <\/u><\/em><\/strong>\u0219<\/u><\/em><\/strong>i terenul de sub cas<\/u><\/em><\/strong>\u0103<\/u><\/em><\/strong>.<\/u><\/em><\/strong><\/p>\n\n\n\n

Sincer, personal m\u0103 bucur c\u0103 a pus m\u0103car terenul de sub ea, astfel am fi ajuns s<\/em>\u0103<\/em> cump<\/em>\u0103<\/em>ram case cu supor<\/em>\u021b<\/em>i de sus<\/em>\u021b<\/em>inere pe piloni sau, cine <\/em>\u0219<\/em>tie, o c<\/em>\u0103<\/em>su<\/em>\u021b\u0103<\/em> <\/em>\u00ee<\/em>n copac, mult mai cochet<\/em>\u0103<\/em> <\/em>\u0219<\/em>i mult mai luminoas<\/em>\u0103<\/em>.<\/em><\/p>\n\n\n\n

Ce nu \u0219tie sistemul, e c\u0103 deduc\u021bia lor, contrazice, pe de o parte, legea, iar pe de alt\u0103 parte, ra\u021biunea.<\/p>\n\n\n\n

\u00cen primul r\u00e2nd, vorbim despre credite ipotecare\/imobiliare, credite prin prima cas\u0103 \u0219i noua cas\u0103, adic\u0103 credite ce sunt reglementate deja de legi, care, ce s\u0103 vezi, au definit deja no<\/em><\/strong>\u021b<\/em><\/strong>iunea de locuin<\/em><\/strong>\u021b\u0103<\/em><\/strong> <\/em><\/strong>\u00ee<\/em><\/strong>n con<\/em><\/strong>\u021b<\/em><\/strong>inutul lor.<\/em><\/strong><\/p>\n\n\n\n

Potrivit art. 1 pct. 1 din Ordonan<\/em><\/strong>\u021b<\/em><\/strong>a<\/em><\/strong> nr. 60 din 03.06.2009<\/em><\/strong> privind m\u0103surile de implementare a programului: \u201d<\/em><\/strong>Prin locuin<\/u><\/em><\/strong>\u021b\u0103<\/u><\/em><\/strong> <\/u><\/em><\/strong>\u00ee<\/u><\/em><\/strong>n sensul programului se <\/u><\/em><\/strong>\u00ee<\/u><\/em><\/strong>n<\/u><\/em><\/strong>\u021b<\/u><\/em><\/strong>elege orice imobil cu destina<\/u><\/em><\/strong>\u021b<\/u><\/em><\/strong>ia de locuin<\/u><\/em><\/strong>\u021b\u0103<\/u><\/em><\/strong>, alc<\/u><\/em><\/strong>\u0103<\/u><\/em><\/strong>tuit din una sau mai multe camere de locuit, cu terenul, c<\/u><\/em><\/strong>\u0103<\/u><\/em><\/strong>ile de acces, anexele gospod<\/u><\/em><\/strong>\u0103<\/u><\/em><\/strong>re<\/u><\/em><\/strong>\u0219<\/u><\/em><\/strong>ti, facilit<\/u><\/em><\/strong>\u0103\u021b<\/u><\/em><\/strong>ile, dependin<\/u><\/em><\/strong>\u021b<\/u><\/em><\/strong>ele, dot<\/u><\/em><\/strong>\u0103<\/u><\/em><\/strong>rile <\/u><\/em><\/strong>\u0219<\/u><\/em><\/strong>i utilit<\/u><\/em><\/strong>\u0103\u021b<\/u><\/em><\/strong>ile, aferente acesteia, care satisface cerin<\/u><\/em><\/strong>\u021b<\/u><\/em><\/strong>ele de locuit ale unei persoane sau familii.<\/u><\/em><\/strong>\u201d<\/u><\/em><\/strong><\/p>\n\n\n\n

Exist\u0103 \u0219i o Ordonan\u021b\u0103 de urgen\u021b\u0103 emis\u0103 chiar \u00een anul 2020, care prin facilit\u0103\u021bile pentru creditele acordate de institu\u021biile de credit, \u00een con\u021binutul ei, define<\/u><\/em><\/strong>\u0219te<\/u><\/em><\/strong> ad-litteram termenul de locuin<\/u><\/em><\/strong>\u021b\u0103<\/u><\/em><\/strong> ca fiind imobilul cu destina<\/u><\/em><\/strong>\u021b<\/u><\/em><\/strong>ie de locuit, alc<\/u><\/em><\/strong>\u0103<\/u><\/em><\/strong>tuit din una sau mai multe camere de locuit, cu terenul, c<\/u><\/em><\/strong>\u0103<\/u><\/em><\/strong>ile de acces, anexele gospod<\/u><\/em><\/strong>\u0103<\/u><\/em><\/strong>re<\/u><\/em><\/strong>\u0219<\/u><\/em><\/strong>ti, facilit<\/u><\/em><\/strong>\u0103\u021b<\/u><\/em><\/strong>ile, dependin<\/u><\/em><\/strong>\u021b<\/u><\/em><\/strong>ele, dot<\/u><\/em><\/strong>\u0103<\/u><\/em><\/strong>rile <\/u><\/em><\/strong>\u0219<\/u><\/em><\/strong>i utilit<\/u><\/em><\/strong>\u0103\u021b<\/u><\/em><\/strong>ile, aferente acesteia, care satisface cerin<\/u><\/em><\/strong>\u021b<\/u><\/em><\/strong>ele de locuit ale unei persoane sau familii.<\/u><\/em><\/strong><\/p>\n\n\n\n

Nu mai intru \u00een discu\u021bii despre imposibilitatea retroactiv\u0103rii legii civile \u0219i efectele deja produse ale unui act administrativ ce e intrat \u00een circuitul civil<\/u><\/em><\/strong>, dar, oricum, probabil c\u0103 viitorul \u00eemi va arata dac\u0103 m-am \u00een\u0219elat.<\/p>\n\n\n\n

R\u0103bdare \u0219i entuziasm…<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

S\u0103 nu ne pierdem \u00een legisla\u021bie, pe scurt, Legea nr. 145\/2019 a introdus o variant\u0103 alternativ\u0103 a dreptului la compensarea chiriei, respectiv decontarea ratei aferent\u0103 unui credit ipotecar\/imobiliar. Cu ocazia public\u0103rii OMJ 482\/c\/2020, s-a dat verde la achizi\u021bii, fapt ce a condus la diferite situa\u021bii ce au fost necesare a fi interpretate de juri\u0219tii unit\u0103\u021bilor penitenciare. Cea […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-50","post","type-post","status-publish","format-standard","hentry","category-penitenciare"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/pmioveni.ro\/index.php\/wp-json\/wp\/v2\/posts\/50","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmioveni.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmioveni.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmioveni.ro\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pmioveni.ro\/index.php\/wp-json\/wp\/v2\/comments?post=50"}],"version-history":[{"count":1,"href":"https:\/\/pmioveni.ro\/index.php\/wp-json\/wp\/v2\/posts\/50\/revisions"}],"predecessor-version":[{"id":51,"href":"https:\/\/pmioveni.ro\/index.php\/wp-json\/wp\/v2\/posts\/50\/revisions\/51"}],"wp:attachment":[{"href":"https:\/\/pmioveni.ro\/index.php\/wp-json\/wp\/v2\/media?parent=50"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmioveni.ro\/index.php\/wp-json\/wp\/v2\/categories?post=50"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmioveni.ro\/index.php\/wp-json\/wp\/v2\/tags?post=50"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}